we do a tremendous amount for education and veterans. we have hired -- thank you, veterans -- 4800 veterans in teh last 18 months or so. 17 companies have hired 70,000 veterans. a lot of people are talking. we're doing. we try to participate. healthy, vibrant company makes all this possible. with a dying company, none of this is possible. if i did not make the customers happy, there is no anything else. i have never separated them. in that, we will be making mistakes. that may go back to this issue one more time. we have something like $15 billion exposure to hedging and stuff like that. you could easily tell me to get that down. we have been in spain for over 100 years. if you are italy, how would you feel it jpmorgan cuts and runs? do not be a fair weather friend. be here in good times and bad for me. just like that, things go bad. everyone knew that italy and spain would go bad. how could you not know? you made a decision. it may be the wrong decision. this is deliberate. we hope to still be doing business there in 50 years. we try to